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  4. Jan Samarth Portal
🎓 Students & youth💼 Business & entrepreneurs🌾 Farmers👷 Workers & informal sector

Jan Samarth Portal

Jan Samarth — National Portal for Credit-Linked Government Schemes

Jan Samarth is a single national portal that connects several credit-linked government loan schemes across four categories — education, business/activity (incl. MUDRA & Stand-Up India), agri-infrastructure and livelihood. You check your eligibility digitally, apply online and get connected to participating banks, all in one place.

Official portal · Government of India (Ministry of Finance)www.jansamarth.inVisit official site
Last updated 20 Jul 2026 Verified against Government of India (Ministry of Finance) Educational guide, not a government site — see our editorial policy.

Disclaimer

TechToolsCenter is an independent educational platform. We are not affiliated with any Government authority. We do not process applications or collect personal information for government services. Always complete your application through the official government website linked on this page.

Benefits

  • Education loans (incl. interest subsidy schemes)
  • Business / activity loans (MUDRA, Stand-Up India and more)
  • Agri-infrastructure loans
  • Livelihood loans
  • Digital eligibility check and paperless application

Eligibility

  • Depends on the specific loan category and scheme you choose
  • Individuals, students, entrepreneurs and farmers as per each scheme's rules

Documents needed

AadhaarPANBank account detailsCategory-specific documents (academic / business / land / income) as required

How to apply

  1. 1Visit the official Jan Samarth portal (jansamarth.in).
  2. 2Choose a loan category (education, business, agri-infra or livelihood).
  3. 3Answer the eligibility questions to see the schemes you qualify for.
  4. 4Register and complete the digital application.
  5. 5Get connected to participating banks for approval and disbursal.

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Frequently asked questions

What is the Jan Samarth portal?

It is a Government of India portal that brings multiple credit-linked government loan schemes (education, business, agri-infra, livelihood) onto one platform, where you can check eligibility and apply online.

Which loans can I apply for on Jan Samarth?

Education loans, business/activity loans (including MUDRA and Stand-Up India), agri-infrastructure loans and livelihood loans — depending on your eligibility.

Is Jan Samarth official and free to use?

Yes, it is an official Government of India portal. Always use the official jansamarth.in website and never pay a third party to 'apply' for you.

Related schemes

PM Mudra Loan

Collateral-free loans up to ₹10 lakh for small businesses.

Stand-Up India

Bank loans ₹10 lakh–₹1 crore for women and SC/ST entrepreneurs.

Kisan Credit Card (KCC)

Affordable, timely credit for farmers.

PM Ujjwala Yojana

Free LPG gas connection for women of low-income households.