TechToolsCenter
All ToolsIndia ServicesUpdatesBlogCommunityDashboard
Explore tools

Can't find the tool you're looking for?

Request it and vote on what we build next — it takes 20 seconds.

Request a Tool
TechToolsCenter

All Your Essential Tools. One Center. Free, fast, privacy-first online tools that run entirely in your browser.

Built for speed. Designed for privacy. Made for everyone.

Collections

  • Everyday Essentials
  • Calculator Hub
  • Converter Hub
  • Text Studio
  • Business Toolkit
  • PDF Toolkit
  • Image Studio

Popular tools

  • AI Studio
  • Estimate Maker
  • Purchase Order Maker
  • Delivery Challan Maker
  • Invoice Maker
  • Quotation Generator

Company

  • All tools
  • About
  • Updates
  • Community
  • Analytics
  • Contact
  • Editorial policy
  • Privacy
  • Sitemap

Copyright © 2026 TechToolsCenter. All Rights Reserved.

Designed & Developed by Incinc Media Team

  1. Home
  2. India Services
  3. Schemes
  4. PM SVANidhi
👷 Workers & informal sector💼 Business & entrepreneurs

PM SVANidhi

PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi)

PM SVANidhi provides affordable working-capital loans to street vendors to help them restart and grow their businesses, with incentives for timely repayment and digital transactions.

Official portal · Ministry of Housing & Urban Affairspmsvanidhi.mohua.gov.inVisit official site
Last updated 19 Jul 2026 Verified against Ministry of Housing & Urban Affairs Educational guide, not a government site — see our editorial policy.

Disclaimer

TechToolsCenter is an independent educational platform. We are not affiliated with any Government authority. We do not process applications or collect personal information for government services. Always complete your application through the official government website linked on this page.

Benefits

  • Working-capital loan (with higher limits on timely repayment)
  • Interest subsidy on timely repayment
  • Cashback on digital transactions

Eligibility

  • Street vendors with a Certificate of Vending / identification as per the scheme
  • Urban street vendors covered by the survey

Documents needed

Identity proof (Aadhaar)Certificate of Vending / vendor ID (as applicable)Bank account details

How to apply

  1. 1Visit the official PM SVANidhi portal (pmsvanidhi.mohua.gov.in) or a facilitation centre.
  2. 2Register as a street vendor and complete the application.
  3. 3Submit documents and vendor identification.
  4. 4On approval, receive the working-capital loan.
  5. 5Repay on time to unlock higher limits and subsidy.

Sponsored

Frequently asked questions

Who can get a PM SVANidhi loan?

Urban street vendors identified under the scheme (e.g. with a Certificate of Vending or covered by the vendor survey) can apply for working-capital loans.

Related schemes

PM Mudra Loan

Collateral-free loans up to ₹10 lakh for small businesses.

PM Ujjwala Yojana

Free LPG gas connection for women of low-income households.

PM Awas Yojana

Financial help to build or buy a pucca house.

Atal Pension Yojana

Guaranteed monthly pension after 60 for informal-sector workers.