Pradhan Mantri Jan Dhan Yojana (PMJDY) provides basic, zero-balance savings accounts with benefits like a RuPay debit card, accident insurance cover and access to overdraft/Direct Benefit Transfer (DBT). You open a Jan Dhan account at any bank branch or Business Correspondent (Bank Mitra).
Official website
Pradhan Mantri Jan Dhan Yojana
https://pmjdy.gov.in
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Read scheme details on the official PMJDY portal (pmjdy.gov.in).
Visit any bank branch or a Bank Mitra (Business Correspondent).
Fill the Jan Dhan account opening form.
Submit Aadhaar/valid document and a photograph.
Receive your zero-balance account and RuPay debit card.
Official fees
Opening a Jan Dhan account is free and requires zero minimum balance.
How to apply
Offline (bank branch) · Through a Bank Mitra / Business Correspondent
Sponsored
Yes, PMJDY accounts can be opened and maintained with zero balance and come with a free RuPay debit card.