Sukanya Samriddhi Yojana (SSY) is a government small-savings scheme for a girl child, offering an attractive fixed interest rate and tax benefits. A parent/guardian opens the account at a Post Office or authorised bank and deposits annually until the girl reaches the notified age.
Official website
Department of Posts / Ministry of Finance
https://www.indiapost.gov.in
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Visit a Post Office or an authorised bank branch.
Collect and fill the SSY account opening form.
Submit the girl child's birth certificate and guardian's KYC.
Make the initial deposit to open the account.
Continue annual deposits within the notified minimum/maximum limits.
Official fees
No account-opening fee; deposits are as per the scheme's minimum and maximum limits.
How to apply
Offline (Post Office / authorised bank) · Some banks offer online deposits after opening
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A parent or legal guardian can open it for a girl child below 10 years of age, at a Post Office or authorised bank.