Ayushman Bharat (PM-JAY) — Apply & Download Card

Required documents

• Aadhaar number (for identity verification and e-KYC)
• Ration card or family ID, if asked to cross-check household details
• Mobile number for OTP verification

Eligibility

• • Rural and urban families identified as eligible under the SECC 2011 socio-economic database
• • Households already covered under RSBY (Rashtriya Swasthya Bima Yojana) in eligible states
• • All senior citizens aged 70 and above, regardless of income (Ayushman Vay Vandana Card, added 2024)
• • State-specific expanded categories in states that have extended PM-JAY (varies by state — check the portal or your state's own scheme page)

Step-by-step guide

1. 1

   Go to the official beneficiary portal at mera.pmjay.gov.in, or use the Ayushman App / PM-JAY mobile app.

2. 2

   Use 'Am I Eligible' and enter your mobile number, state, and either your ration card, RSBY URN, or Aadhaar to search the eligibility database.

3. 3

   If eligible, complete e-KYC via Aadhaar OTP or fingerprint at a CSC (Common Service Centre).

4. 4

   Download your Ayushman e-card directly from the portal, or get a printed card at a CSC / empanelled hospital's Ayushman Mitra desk.

5. 5

   For treatment, visit any empanelled hospital and show your Ayushman card and Aadhaar — the Ayushman Mitra there verifies and processes cashless admission.

Frequently asked questions

Common mistakes to avoid

• • Paying anyone who claims they can 'guarantee' or fast-track a card outside the official portal/CSC
• • Not verifying a hospital is currently empanelled before assuming treatment will be cashless
• • Assuming the scheme is open enrolment — eligibility depends on the SECC database or the 70+ category, not on applying alone
• • Losing the Ayushman card and not realising it can simply be re-downloaded from the portal for free

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