The Kisan Credit Card (KCC) gives farmers timely, affordable credit for cultivation and allied activities. Farmers apply through banks (many also allow applying via the PM-KISAN portal's KCC section) and receive a credit limit based on their landholding and crops.
Official website
Kisan Credit Card Scheme (via banks)
https://www.myscheme.gov.in/schemes/kcc
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Check scheme details on the official portal (myscheme.gov.in / your bank).
Approach your bank branch or use the KCC option (e.g. via the PM-KISAN portal).
Fill the KCC application with land and crop details.
Submit identity, address and land documents.
On approval, receive your KCC with the sanctioned credit limit.
How to apply
Offline (bank branch) · Online (bank / PM-KISAN KCC section)
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Farmers who own or cultivate land, including tenant farmers and sharecroppers, and eligible SHG/JLG members engaged in agriculture.