Kisan Vikas Patra is a government-backed post office savings certificate that doubles your investment over a fixed maturity period set by the current interest rate, with no upper investment limit and no 80C tax benefit. It's a simple, guaranteed-return option available to any Indian resident individual, bought at a post office or authorised bank.
Official website
National Savings Institute, Ministry of Finance
https://www.nsiindia.gov.in
Continue on Official Government WebsiteYou are leaving TechToolsCenter and going to the official government site. We never ask for your details.
Disclaimer
TechToolsCenter is an independent educational platform. We are not affiliated with any Government authority. We do not process applications or collect personal information for government services. Always complete your application through the official government website linked on this page.
Visit a post office or a KVP-authorised bank branch.
Fill the KVP application form and submit KYC documents (Aadhaar, PAN, photo, address proof).
Make the deposit — minimum ₹1,000, in multiples of ₹100 thereafter, with no maximum limit.
Collect your KVP certificate (physical or e-certificate depending on issuing office).
Add a nomination at the time of purchase, or update it later at the issuing post office/bank.
Official fees
No purchase fee. Minimum investment ₹1,000; no maximum limit.
Processing time
Typically same-day at the post office or bank branch once documents are verified.
Validity
Maturity period is set by the currently applicable interest rate (commonly cited around 115 months, i.e. the period needed for the investment to double) — confirm the exact current period on the official portal before investing.
How to apply
Offline (post office / authorised bank branch)
Official quick links
Sponsored
No — KVP doesn't qualify for Section 80C deduction. The interest earned is taxable as per your income slab, though no TDS is deducted at the post office/bank.